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Operating Loans

Get Back to What Matters

Farming is your true passion, not finance. That's why AgGeorgia's straightforward, no-nonsense approach to lending is so ideal for agriculture professionals like you. With our specialists ready and willing to guide you through the application process, requesting an operating loan is more simple than ever before.

Get back to the work that you love sooner rather than later—and with the capital that you need to thrive. Access the supplies, equipment, and other materials necessary to succeed with an operating loan from AgGeorgia.

Enjoy the AgGeorgia Advantage

With lines of credit available to help you lock-in prices, pre-pay expenses for tax management purposes, and get cash discounts, AgGeorgia can help keep your operation running through the seasonal cash flow swings with variable rate revolving and non-revolving options. And just like with our land loans, we pay you back a portion of the interest accrued on your operating line of credit through our Patronage Refund Program, further reducing your cost of borrowing.

Loan Types

Doug Sharp, COO, International Forest Company (IFCO), Moultrie, GA

“We've grown over 350% in the last five years, and a lot of that is because of the help through AgGeorgia Farm Credit.”

– Doug Sharp, COO, International Forest Company (IFCO), Moultrie, GA

Talk to a Loan Officer

Need the ability to draw quickly from a line of credit to pay for crop inputs or an additional loan to cover those extra acres you picked up? AgGeorgia is here to connect you with a solution. Reach out and learn more about your opportunities for growth today.