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Loan Types

Real Estate and Farm Improvement Loans

Whether you’re looking for some land in the country to simply enjoy with your family, or looking to buy that farm next to you to expand your operation, AgGeorgia has the resources and loan options to make your dreams a reality.

Types of Property Eligible for Financing

Recreational and hunting properties, full- and part-time farms, poultry farms, country homes, farm buildings, and more—AgGeorgia offers financing support for purchases and refinances of a host of different property types. Learn more about the loan opportunities available through our Real Estate & Farm Improvement program today.

Real Estate Loans

Operating Loans

Need the ability to draw quickly from a line of credit to pay for crop inputs or an additional loan to cover those extra acres you picked up? AgGeorgia connects member-borrowers with operating loans tailored to suit their business needs, with lines of credit available to help you lock-in prices, pre-pay expenses for tax management purposes, get cash discounts, and keep your operation running through the seasonal cash flow swings.

Equipment Loans

Get access to the equipment you need to keep your business up and running. Whether it’s irrigation systems, tractors, implements, or something else, we have a variety of term and interest rate options available. Applications can be handled by our staff or on-site at participating equipment dealers, to make the loan process as simple and pain-free as possible.

Farm Credit *EXPRESS*

Your time is valuable, and there are a lot of people depending on you. AgGeorgia recognizes this—that’s why we connect qualified applicants with the farm equipment loans they need so they can get back to business as soon as humanly possible. At participating equipment dealerships, get in and out with financing approval for your purchases in as little as twenty minutes, while also enjoying special discounts and low fixed rates with no prepayment penalties—all possible through our Farm Credit ***EXPRESS*** program.

Livestock Loans

Interested in increasing the size of your herd? Or in purchasing one outright? AgGeorgia connects beef cattle producers and dairy farmers with the funds they need to bolster their operation. As with other AgGeorgia loan products, our flexible scheduling can be adjusted to coincide with your income, to ensure as timely and stress-free a repayment process as possible.

Young, Beginning, Small, and Minority Farmer Loans

Whether you need a loan to buy your first farm, financing to expand your existing farm, or an operating line of credit, AgGeorgia can connect you with the financial tools you need to get ahead. Our experienced staff is committed to helping Young, Beginning, Small, and Minority Farmers start-and stay-on the right track.

Agribusiness

With the capacity and experience to finance even the largest agribusiness operations, AgGeorgia is well-equipped to support your latest large-scale venture. Whether you're investing in a shelling plant, gin, peanut buying point, feed mill, or just expanding your current operation, you won’t outgrow AgGeorgia.

Talk to a Loan Specialist

Whether you need a mortgage, a loan to finance your operation, or something else entirely, AgGeorgia can connect you with the financial tools you need to stay ahead. Reach out to get the details.