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Need the ability to draw quickly from a line of credit to pay for crop inputs or an additional loan to cover those extra acres you picked up? AgGeorgia connects member-borrowers with operating loans tailored to suit their business needs, with lines of credit available to help you lock-in prices, pre-pay expenses for tax management purposes, get cash discounts, and keep your operation running through the seasonal cash flow swings.
Get access to the equipment you need to keep your business up and running. Whether it’s irrigation systems, tractors, implements, or something else, we have a variety of term and interest rate options available. Applications can be handled by our staff or on-site at participating equipment dealers, to make the loan process as simple and pain-free as possible.
Farm Credit *EXPRESS*
Your time is valuable, and there are a lot of people depending on you. AgGeorgia recognizes this—that’s why we connect qualified applicants with the farm equipment loans they need so they can get back to business as soon as humanly possible. At participating equipment dealerships, get in and out with financing approval for your purchases in as little as twenty minutes, while also enjoying special discounts and low fixed rates with no prepayment penalties—all possible through our Farm Credit ***EXPRESS*** program.
Interested in increasing the size of your herd? Or in purchasing one outright? AgGeorgia connects beef cattle producers and dairy farmers with the funds they need to bolster their operation. As with other AgGeorgia loan products, our flexible scheduling can be adjusted to coincide with your income, to ensure as timely and stress-free a repayment process as possible.
Young, Beginning, Small, and Minority Farmer Loans
Whether you need a loan to buy your first farm, financing to expand your existing farm, or an operating line of credit, AgGeorgia can connect you with the financial tools you need to get ahead. Our experienced staff is committed to helping Young, Beginning, Small, and Minority Farmers start-and stay-on the right track.
With the capacity and experience to finance even the largest agribusiness operations, AgGeorgia is well-equipped to support your latest large-scale venture. Whether you're investing in a shelling plant, gin, peanut buying point, feed mill, or just expanding your current operation, you won’t outgrow AgGeorgia.