March 05, 2026
AgGeorgia Farm Credit is proud to announce that its Board of Directors has declared a $10,500,000 dividend to be returned to member‑borrowers, marking 38 consecutive years that the cooperative has shared its earnings with the farmers, families, and rural communities it serves. With this year’s distribution, AgGeorgia has officially surpassed the half‑billion‑dollar mark, now returning a cumulative $506,926,874 in cash to its members since 1988.
The historic milestone reflects both the strength of AgGeorgia’s cooperative model and the resilience of Georgia agriculture. Despite another challenging year for many producers, AgGeorgia achieved all‑time highs in 2025 in loan portfolio size, total assets, and stockholder equity, along with strong net earnings of over $30 million. These factors enabled the cooperative to once again lower the cost of borrowing for its members through the return of profits.
“Our ability to return more than a half billion dollars to our borrowers since 1988 is a testament to the financial strength and longevity of the cooperative model, as well as the loyalty of our members,” said Rob Crain, Chief Executive Officer. “Year after year, our focus remains the same: support Georgia agriculture, operate with financial discipline, and pass earnings directly back to the people who make our mission possible.”
Members who have signed up for direct deposit can expect their portion of the dividend to be deposited by the first week of April. Those not enrolled for direct deposit can expect a check to be mailed that same week. All of the distribution is in cash, as opposed to 2021 and years prior, when refunds were divided between cash and surplus to be paid later.