“You’ll never meet a more hard-working man.” That’s the description Lee Lister, Loan Officer in the Perry Branch of AgGeorgia Farm Credit uses to describe his customer, Kirkland Smith. 

Proper resource management is crucial to any successful business operation. Resources of people, equipment, materials and cash flow should be utilized effectively. Financing options like equipment, vehicle or facilities leasing can be another tool in the toolbox to help manage your business. This can be a great way to maximize tax benefits, preserve capital and manage capital expenditures in the most efficient way.

Why Lease?

For many years, AgGeorgia Farm Credit has sponsored and supported the involvement of students and youth and the activities that foster positive benefits. In many ways, their lives likely have been impacted by organizations that encourage, instill and instruct future leaders on how to be useful and contributing members of our society. While AgGeorgia primarily concentrates on those involved in agricultural outlets, the overall goal is to be a catalyst that will be advantageous to youth, their future employers and their communities.

With the challenges our nation has faced over the last twenty four months, it would be somewhat understandable if each of us had the mindset of taking care of our individual best interests. Whether shortages in the grocery store or attempts to stay healthy and safe, the extraordinary Covid-19 pandemic, without a doubt has been an opportunity for the demonstration of the best of human compassion and kindness or for the exhibition of the epitome of innate human selfishness. Fortunately, there is always good if you know where to look for it.

In the English language, several words are closely related and virtually inseparable in meaning until the depth or context of their use is measured. As examples, words like connected and correlated, tired and exhausted, scared and afraid or real and genuine, just to name a few. Another example of similar words comes to mind when considering the farming operation of brothers Judson and Mark Herrington of Twiggs County – heritage and legacy. The appreciation that both of these men have for both of these words impacts their lives on a daily basis, whether on or off the farm.

AgGeorgia has been helping Georgia’s farmers and families with loan needs for decades and are always looking for new ways to serve our members. We are pleased to announce the formation of a new Secondary Mortgage Market (SMM) Department that will solely focus on residential home loan needs in our territory. We know that buying a home can be both an exciting and stressful experience. Once you have found the right home and applied for a mortgage there are some things that you will need to keep in mind before your closing date.